# Disbursements (Transfers)

All disbursements are made as a batch containing a list of bank and inter-merchant disbursements. This simplifies the usage of the disbursement API while enabling fine-grained management.

Fetching of disbursements is available for both the batches or the entries in the batches.

{% hint style="warning" %}
Batch transfers containing a list of more than 20 recipients must use the beneficiary IDs of the recipients instead of bank details. This streamlines disbursements and ensures that all transfer bank details have been properly validated.
{% endhint %}


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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.switchappgo.com/transfers/disbursements-transfers.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.